This agreement constitutes a valid contract between you and VCC regarding the use of VCC web version service (hereinafter referred to as "the Service"). By logging in and using the Service, you acknowledge that you have carefully read, understood, and agreed to all terms of this agreement and are willing to bear the legal responsibilities arising therefrom. Before accepting this agreement, please carefully read its contents, especially the terms regarding disclaimers or liability limitations. If you do not agree with any terms or cannot accurately understand them, please do not continue using the Service.

1. Service Declarations and Commitments

1. You understand and agree that VCC has the right to update, adjust, or modify the system, functions, service content, and operation methods at any time based on business development needs to optimize service quality.
2. If VCC adjusts the terms of this agreement due to system upgrades, business requirements, or changes in laws and regulations, you can view the updates in the latest version. Continuing to use the Service indicates your agreement and acceptance of the updated terms; otherwise, you should cease usage.
3. VCC will query, verify, or provide your information to credit agencies or other compliant institutions based on legitimate needs when processing payment and banking business related to you, and commits to maintaining the confidentiality of your information.
4. To ensure transaction security, you authorize VCC to collect, store, and use your device information and personal information (such as device model, IP address, etc.) when necessary to enhance transaction security.

2. Fees and Service Termination

1. Using the VCC web version service requires payment of corresponding fees according to VCC's announced service prices. If service prices change, you have the right to choose whether to continue using the service. If you do not accept the new fee standards, you can apply for changes or service termination; otherwise, it will be deemed as acceptance of the adjustments.
2. You can choose to close the VCC web version service at any time, after which the service will be terminated. If you violate the agreement content, VCC has the right to unilaterally suspend or terminate your service and reserves the right to pursue responsibility.

3. Service Usage Rules

1. You voluntarily choose to use the VCC web version service and should comply with all rules, regulations, and agreements related to VCC business.
2. The web version service can only be accessed through VCC's official website or other legally authorized channels. If you use unauthorized programs or third-party applications resulting in any consequences, you must bear the corresponding responsibility.
3. During use, service interruption, transaction delays, or failures may occur due to uncontrollable factors such as network, communication, or device failures, for which VCC bears no responsibility. You can retry after the fault is eliminated or handle through other self-service channels.
4. To ensure account security, you need to properly manage your account and password information. All operations in the system are considered as your personal operations and you bear the corresponding responsibility. Risks or financial losses caused by information loss are borne by you.
5. When using VCC services, you need to provide true, legal, and complete personal information. If the information provided is untrue or not updated in time, VCC has the right to refuse, suspend, or terminate services, and the consequences arising therefrom shall be borne by you.

4. Personal Information Protection and Privacy Policy

1. VCC will collect, transmit, analyze, and store your personal information based on business needs, and protect information security through advanced technical means. Unless with your explicit consent or as required by law, VCC will not disclose your information to third parties.
2. Under your authorization, VCC may provide necessary information to legal institutions or partners when processing payment and banking business to ensure service compliance. All partner institutions are obligated to protect your information security.
3. You authorize VCC to collect your device information (such as device model, IP address, and geographic location) when necessary to enhance your transaction security.

5. Prohibited Items and Compliance

1. When using this service, you must not engage in any illegal or non-compliant activities, such as money laundering, fraud, etc. Once discovered or reasonably suspected, VCC has the right to immediately suspend or terminate services and take necessary risk control measures.
2. You agree that VCC may take compliant security measures to protect information and transaction security.

6. Dispute Resolution and Applicable Law

1. If disputes arise between you and VCC regarding the content of this agreement, both parties should try to resolve them through negotiation; if negotiation fails, you may file a lawsuit with the court where VCC's headquarters is located.
2. The establishment, effectiveness, performance, interpretation, and dispute resolution of this agreement are governed by the laws and regulations of VCC's registration place.
3. If any terms of this agreement are deemed invalid or unenforceable, it does not affect the validity of other terms.
4. Matters not covered in the agreement shall be executed in accordance with relevant laws, regulations, and VCC business rules.

Introduction

VCC (hereinafter referred to as "the Platform" or "we") highly values the protection of your personal information and commits to strictly implementing this privacy policy. When you use our platform services, we may collect, store, use, and share your personal information. Through this privacy policy, we will explain how we collect, store, use, and share your information, as well as how we ensure your information security and provide ways to access, update, and control your information. This privacy policy applies to all products and services you use through VCC.

Before selecting "Agree," please carefully read the content of this policy to ensure you fully understand and accept the terms and corresponding legal consequences. By clicking or checking "Agree," you indicate your acceptance of this privacy policy, and we will legally use and protect your personal information in accordance with relevant laws and regulations and this policy.

This Privacy Policy will help you understand:

1. How VCC collects and uses your personal information;
2. How VCC uses cookies and similar technologies;
3. How VCC processes, shares, transfers, and publicly discloses your personal information;
4. How VCC stores and protects your personal information;
5. Your rights;
6. Third-party responsibility statement;
7. Protection of minors' personal information;
8. Privacy policy updates;
9. How to contact us.

1. How We Collect and Use Your Personal Information

Personal information refers to data that can independently or in combination with other information identify your identity or reflect your activities, including but not limited to name, date of birth, ID number, biometric information, contact details, address, account information, transaction records, credit information, consumption preferences, geographic location, etc.

1. Login and Verification Information: When you register and log in to VCC, we will collect your SMS verification code, IP address, and device information to ensure identity verification and service security.
2. Account Opening Information: When opening an account, we may need to access microphone, camera, and photo album permissions, collect ID photos, four-element information, and video materials to complete identity verification and KYC (Know Your Customer) procedures.
3. Transaction Information: When you conduct transactions, we will collect your account registration information, password, verification code, etc., to verify transaction validity and maintain your transaction records for inquiry and tracking.

2. How We Use Cookies and Similar Technologies

1. Cookies: To ensure normal website operation and optimize your user experience, we will store small data files (i.e., Cookies) on your device to record preferences and usage data. You can choose to clear or block Cookies, but this may affect some service functionalities.
2. Do Not Track: If your browser has enabled the Do Not Track feature, we will respect your choice.

3. How We Process, Share, Transfer, and Publicly Disclose Your Personal Information

1. Sharing: In business operations, we may share necessary information with affiliated companies as needed. If we need to change the purpose or processing method of information, we will seek your consent again.
2. Transfer: In case of merger, acquisition, or asset transfer involving personal information transfer, we will notify you in advance and seek consent when necessary.
3. Public Disclosure: VCC will not publicly disclose your information unless with your explicit authorization or as required by law.
4. Exceptions: Under circumstances permitted by laws and regulations, we may collect and use information without consent for fulfilling legal obligations, maintaining significant public interests, or executing judicial procedures.

4. How We Store and Protect Your Personal Information

1. Storage: We will securely store your personal information, with storage duration limited to the minimum time required for service provision.
2. Protection Measures: To prevent information loss, tampering, or leakage, we will adopt industry-standard encryption technology, dedicated transmission lines, and access control measures to ensure your information security.

5. Your Rights

1. Right to Access: You have the right to access and query your personal information.
2. Right to Correction: You can request updates and corrections if information is incorrect or outdated.
3. Right to Deletion: Where legally permitted, you can request the deletion of personal information.
4. Right to Withdraw Consent: You can withdraw previously granted usage permissions at any time, without affecting the legitimacy of prior information use.

6. Third-Party Responsibility Statement

When using VCC services, third parties may collect your information through Cookies or other plugins. VCC is not responsible for these third parties' privacy practices, and we recommend you read and understand their privacy policies in detail.

7. Protection of Minors' Personal Information

VCC places special emphasis on protecting minors' information. If minors use our platform services, they must have parental or guardian consent, and guardians have the right to query or request deletion of relevant information at any time.

8. Privacy Policy Updates

This privacy policy may be revised based on business development and legal regulatory changes. For significant changes, we will notify you through push notifications or pop-ups, and you can choose whether to continue authorization.

9. How to Contact Us

If you have any questions about this privacy policy or need further assistance, please contact us at: VCC01@gmail.com